Frequently Asked Question (FAQ)

We provide personalized financial coaching, educational resources, and access to financial tools to help you make informed decisions about retirement planning, life insurance, and wealth-building strategies including passive income opportunities.

Financial literacy is the ability to understand and manage personal finances, including budgeting, saving, investing, and planning for retirement. It helps individuals make informed decisions to achieve financial security and long-term wealth.

The earlier, the better! Starting in your 20s or 30s allows more time for compound growth, but it's never too late to begin. The key is having a strategic plan that aligns with your financial goals.

An IUL is a type of permanent life insurance that builds cash value based on market index performance (without direct stock investments). It provides tax-free growth and can be used for retirement income, loans, or financial protection.

Common retirement savings options include IUL's, annuities, employer-sponsored 401(k) plans, IRAs (Traditional and Roth), and other wealth-building accounts. The right choice depends on your income, tax situation, and retirement goals.

Life insurance provides financial protection for your loved ones. Term life is affordable and covers a set period, while whole life and indexed universal life (IUL) offer lifetime coverage with cash value growth. The best option depends on your needs and financial goals.

A general rule of thumb is 10–15 times your annual income, but it varies based on debts, income replacement needs, and future expenses like college tuition or mortgage payments.

Accounts like Roth IRAs, 401(k)s, Health Savings Accounts (HSAs), and Indexed Universal Life (IUL) insurance offer tax advantages that help grow your wealth efficiently.

Book a free consultation with us and we’ll help get you started!